How to make payment through WhatsApp

WhatsApp is an App that has taken the world by storm in the manner it conducts one on one, group and instant messaging. You probably didn’t know that you can also transact via payment using the WhatsApp application. Yes, you read that right! Now, sending money has been made easy and direct through the brand-new payment feature on WhatsApp.

Here in this article, we will help you to make UPI transactions using the popular messaging app, WhatsApp.

What is UPI?

The Unified Payment Interface abbreviated as UPI is an instant payment system introduced by the National Payments Corporation of India. It is a fast mode of payment through which users can transfer money from one bank account to another in real time.

Step-by-Step Guide on How to Make UPI Payments from WhatsApp

Step 1: Link Your Bank Account

In order to make or receive payments via the payment feature in WhatsApp, you have to link your bank account. Here’s how to do it:

1. Open WhatsApp and go to Settings.
2. Tap on Payments.
3. Tap on Add New Account or if you tap on Send Payment it will ask you to add the payment method.
4. Select your bank from the list of available banks.
5. The app will automatically verify your phone number linked to your bank account.
6. Once verified, enter your bank account details.
7. Create a UPI PIN or use an existing one.
8. Your bank account is now linked to your WhatsApp account.

Step 2: Send Money

Once your bank account is linked, you can easily send money to anyone on WhatsApp. Here’s how:

1. Open the chat of the person you want to send money to.
2. Tap on the attachment icon and select Payment.
3. Enter the amount you want to send and add a note if you want to.
4. Confirm the payment by entering your UPI PIN.
5. The money will be instantly transferred to the recipient’s account.

Step 3: Request Money

If you want to request money from someone on WhatsApp, you can do so by following these simple steps:

1. Open the chat of the person you want to request money from.
2. Tap on the attachment icon and select Payment.
3. Tap on Request Money.
4. Enter the amount you want to request and add a note if you want to.
5. Send the request to the recipient.
6. Once the recipient accepts the request, the money will be instantly transferred to your account.